# Power10 Financial Partners
> Power10 created Future Independence Planning: a new way for financial professionals to think about aging, caregiving, and protecting the independence of the families they serve.

## About
Power10 Financial Partners is led by Chuck Greenblott, MHA, CRPC, CLTC, with over 30 years of experience in wealth management and care planning. Chuck previously owned and operated care and rehabilitation facilities. Power10's mission is to replace reactive, product-first conversations with a more complete framework for aging, caregiving, and future independence.

## What Is Future Independence Planning?
Future Independence Planning is a comprehensive planning framework—not an insurance product—that helps clients protect four things before a health crisis forces impossible choices:
- Their assets
- Their family
- Their legacy
- Their control over personal decisions

The process begins with values, family, care preferences, and the independence gap. Only then are practical tools—such as insurance, income, legal coordination, and care resources—considered as ways to support the plan.

## The Power10 Framework
- Listen: start with values, family, and what independence means
- See: identify the gap between the financial plan and real life
- Design: build choices around care, control, and continuity
- Coordinate: bring the right professionals into one conversation
- Protect: use the right tools to help the plan hold together

## Partnership Model
- Zero disruption to a professional's existing practice
- Flexible fee arrangements: referral fees, consulting fees, or commission sharing
- Three-phase process: Discovery & Gap Analysis, Blueprint Design, Implementation & Coordination
- Pilot approach: Start with one client, approximately 3 hours total time commitment
- 70% of people over 65 will need extended care; average duration is 3 years

## Crisis Funding Solutions
When care is needed immediately, traditional retirement income assumptions break down. Power10 offers fully underwritten lifetime income designed for the current care reality — not population averages. Pricing is based on actual medical records, diagnoses, functional ability, and caregiver input. Features include guaranteed monthly income for life, capital efficiency, optional inflation protection, and death benefit features.

## Services
- Future Independence Planning partnerships for financial professionals
- A framework for aging, caregiving, and independence conversations
- HR and employee benefits strategy, education, and workforce caregiving conversations
- Care-professional collaboration for care managers, aging-at-home specialists, home care and home health agencies, therapists, and related caregiving professionals
- Crisis care funding solutions
- Oculus Independence Tool for planning projections
- Educational resources and articles on independence planning

## Selected Publications
Chuck Greenblott's recent bylined work includes:
- The $2,600 Conversation Starter: Why SECURE 2.0’s LTC Provision Matters Now — Financial Planning — July 2026
- How to Best Bolster Retirement Readiness — Employee Benefit News — July 20, 2026
- From LTC to Future Independence — Employee Benefit News — May 13, 2026
- Long-Term Care’s “Brutal Math” Threatens Retirees. SECURE 2.0 Can Help — Financial Planning (WealthThink) — July 2026
- LTCi Innovations That Protect Your Client’s Independence — InsuranceNewsNet — July 29, 2026
More publications are forthcoming.

## Contact
- Email: chuck@power10financial.com
- Website: https://power10financial.com
- LinkedIn: https://www.linkedin.com/in/chuck-greenblott-mha-crpc%C2%AE-cltc-1a540921

## Pages
- Home: https://power10financial.com/
- The Problem: https://power10financial.com/the-problem
- The Partnership: https://power10financial.com/partnership
- Oculus Independence Tool: https://power10financial.com/oculus
- Insights & Articles: https://power10financial.com/insights
- Selected Publications: https://power10financial.com/publications
- HR & Benefits: https://power10financial.com/hr-benefits
- Care Professionals: https://power10financial.com/care-professionals
- About Chuck: https://power10financial.com/about
- Contact: https://power10financial.com/contact